Meanwhile Bitcoin Life Insurance Launches on the Marketplace
- Joshua Lory
- Jul 2
- 3 min read
We’re excited to announce a partnership between YourOwn and Meanwhile, a Bitcoin life insurance innovator. This collaboration brings Meanwhile’s revolutionary BTC Whole Life Insurance product to the YourOwn Marketplace, offering our users a unique opportunity to integrate Bitcoin into their long-term financial planning with unmatched tax advantages and wealth preservation features.
Why Meanwhile’s BTC Whole Life Insurance Stands Out
Unlike traditional life insurance, which operates in fiat currencies and is often eroded by inflation, Meanwhile’s BTC Whole Life Insurance is fully denominated in Bitcoin, aligning with the needs of long-term investors. Here’s how it compares to traditional life insurance and why it’s a game-changer for Bitcoin holders:
Unmatched Historical Performance: Bitcoin has been the best-performing asset over the past decade, significantly outperforming traditional investments like the S&P 500 and other indexes commonly used in whole life insurance policies. By denominating your policy in Bitcoin, you tap into this superior growth potential, enhancing long-term wealth accumulation compared to fiat-based policies.
Tax-Advantaged Bitcoin Growth: Meanwhile’s policies offer a guaranteed 2% annual compounding return in Bitcoin, allowing your policy’s value to grow alongside Bitcoin’s price appreciation without incurring capital gains tax. For example, if Bitcoin rises from $109,000 to $200,000 this year per BTC, you get +2% growth and the price appreciation as a return.
Tax-Efficient Loans: After two years of premium payments, you can borrow up to 90% of your policy’s value in Bitcoin without triggering capital gains tax. This provides liquidity for immediate needs while preserving your Bitcoin holdings.
Stepped-Up Cost Basis for Heirs: Upon your passing, beneficiaries receive a Bitcoin payout with a new, stepped-up cost basis, erasing capital gains tax on any appreciation. This makes it ideal for estate planning, ensuring your loved ones inherit more Bitcoin tax-advantaged even if they inherit it via an irrevocable trust.
Regulated Security: Licensed by the Bermuda Monetary Authority and aligned with Europe’s Solvency II standards, Meanwhile ensures robust asset protection and regulatory compliance, giving you peace of mind.
How YourOwn Enhances the Meanwhile Experience
YourOwn is designed to simplify and secure your digital asset journey, and our integration with Meanwhile makes onboarding and servicing seamless for BTC Whole Life Insurance. Here’s how we help:
Streamlined Onboarding: YourOwn verifies your Bitcoin holdings and integrates them into your financial identity, making it easy to apply for Meanwhile’s BTC Whole Life Insurance via the Marketplace and share required data securely.
Unified Management of Traditional and Bitcoin Assets: YourOwn allows you to manage both traditional financial data (bank accounts, investments) and Bitcoin holdings in one secure platform. This holistic view simplifies financial planning, letting you track your Bitcoin alongside other assets.
Tailored for High-Net-Worth Crypto Investors: Our partnership targets high-net-worth individuals looking to grow assets with tax advantages. YourOwn connects you to Meanwhile’s offerings, ensuring personalized support for your financial goals.
Get Started Today
Ready to explore Meanwhile’s BTC Whole Life Insurance? Sign in to your YourOwn Wallet account to start the onboarding process. Our platform makes it easy to verify your Bitcoin holdings, apply for a policy, and manage your financial future—all in one place. Visit meanwhile.bm for more details on their Bitcoin-denominated life insurance and how it can transform your wealth strategy.
Join us in redefining financial security with YourOwn and Meanwhile—because your Bitcoin deserves a legacy as strong as its potential.
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